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Specialists In Expat Mortgages

Buying a house or an apartment in the Netherlands is one thing, but applying for a mortgage is another matter, and could be very complex and stressful.

With years of experience, the financial experts at TSS Mortgages have a great understanding of all the mortgage options available to expats on the Dutch market.

Whether you are an EU citizen or a non-EU citizen, we have the experience and possibilities to make your dream home a reality in the Netherlands.

TSS Mortgages
Mortgage in NL

Because we are an independent mortgage broker, we are able to compare multiple banks and their conditions.
We will always take your whole financial and personal situation into account, along with your requirements, so that we are able to guarantee your expat mortgage in the Netherlands will be as customised as possible.
We believe that even several years later, your mortgage still needs to suit you.

The mortgage market in the Netherlands is very well developed. There is a large choice of mortgage providers, so you need to know a bit about how each type of mortgage works, in order to decide between them. Be aware that as an expat buyer, you might not have access to such a broad range of mortgage providers in the Netherlands.

Should I go directly to a bank or use a mortgage broker?

You can apply for a mortgage directly at a Dutch bank, or have the assistance of a mortgage broker. If you are not fully informed about what type of mortgage and interest options are best for you, taking expert advice from a certified mortgage broker such as TSS Mortgages is something to consider. This is especially true for expat buyers, whose options are more limited. At TSS Mortgages we are happy to inform and advise you what your options are and what kind of mortgage would suit you best.

TSS Mortgages has access to a large number of policies and offers from different banks. We are therefore able to find the best deal for you. Dutch banks, on the other hand, will have only a select range of products and interest rates to offer, so doing this volume of research yourself can be time-consuming. Let TSS Mortgages do the work for you!

Our Core Values

Making our clients’ matters our first priority

Exceeding our clients’ expectations

Performance without burdening our clients

Dealing fairly with clients, (business) partners and (tax) authorities

Maintaining strict confidentiality on all matters

Our Home Owners Say

“With the help of TSS Mortgages we are very satisfied! They made the mortgage application very easy and relaxed.”

HARRY SMITH • NEW HOME OWNER

“Thanks Mike and TSS team! Without you the mortgage application would not be as easy as it was. We are very happy with all services provided and would really recommend your services to my friends and colleagues.”

Jorge Martinez • New home owner

We can offer multiple banks/lenders

We work with a great variety of banks and lenders to ensure you will have the best deal for your expat mortgage.